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For example, some cards have balances that decline slowly over time whether you use them or not. As another example, some cards charge a "usage" fee of $3-5 each time you use them. Macy's/Bloomingdale's does not employ these tactics. ...
The store gets your money well in advance of having to trade you anything of value for it. Many of them expire or continually reduce the balance, which is tantamount to theft on the store's part if the cards are not used within a period ...
Generally, store employees are not trained on the specifics and intricacies of these regulations - in-store employee turnover is just too high to justify spending money on this kind of training. I'm glad you were able to have your ...
NY - It's interesting how no one at the store was willing or able to give me this information — and how there's no directions about it on Bloomingdales.com. ...